Archive for April, 2007



Animal Health Insurance for your pet Ferret

Monday 23 April 2007 @ 4:43 pm

Ferrets are long, silky, fun filled, and cuddly. They can provide endless hours of fun. They can also give you a migraine as you try to pay for the vet bills you didn’t think about when you spontaneously purchased that impossibly cute ferret with the incredibly pointed face at the local pet store.

The average lifespan is 7-10 years old with each year equaling ten human years. The tempaeture of a healthy ferret is between 100 and 104 degrees, with most of them hovering at a comfortable 101.9 degrees. The heart rate of the average ferret is about 225 beats per minute but it can range from 180-250 beats per minute. Ferrets have an average respiration rate of 33-36 breaths per minute. It is important to get to know your pet’s personality, the better you know your ferrets personality the quicker you will be able to recognize any health issues your ferret might have.

The first thing you might learn about your pet ferret is that not only will it love to have your undivided attention it can also catch that twenty-four hour flue you had a few days ago. The ability to catch diseases from their human owners is one of those unique traits that separates ferrets from cats and dogs (cats and dogs can not catch the flu from humans). Hopefully now that you are armed with that knowledge you will be savvy enough to bring your pet ferret to the veterinarian (preferably one with knowledge and experience about ferrets) before it starts showing flu like symptoms. Ferrets are very sturdy animals when they are healthy but once they get sick they can go down hill fast. It is important your veterinarian sees your pet and prescribe a treatment as soon as possible.

Young ferrets are often fed hard food before they are really ready for it. The hard food can cause your new pet to develop a prolapsed rectum (the rectum is on the outside of the body instead of inside). Oddly enough this is not normally something your local veterinarian needs to see. Normally the rectum returns to its normal position after a few days. Smear a small amount of Preparation-H on the exposed rectum to help keep it moist and keep a close eye on it. Remember that pink is good. As long as the flesh of the prolapsed rectum is a nice healthy looking rosy pink it’s healthy. If the healthy pink color starts to fade take your pet ferret to the vet for a consultation.

Ferrets suffer from a variety of diseases and tumors such as insulinorma, tumors, heart disease, intestinal conditions, and complications involving the liver and intestines and spleen. Many pet ferrets are plagued with multiple issues at the same time. Most diseases commonly found in ferrets will need some type of veterinary care which will often include surgery.

If you are concerned about being flooded with an endless amount of expensive veterinarian bills that you don’t know if you will be able to pay you may want to consider purchasing animal health insurance for your pet ferret.




AKC Pet Health Insurance

Monday 16 April 2007 @ 6:45 pm

You either love them or you hate them, the members, breeders, and owners who are affiliated with the American Kennel Club. Puppies who are registered with the American Kennel Club are the aristocracy of the dog world, granted entry into the finest clubs and most exclusive clubs. The breeds not recognized by the American Kennel Club or dogs that are of a mixed ancestry often feel like outsiders or commoners.

For all the hoopla surrounding the American Kennel Club only members actually seem to know what it really is.

The American Kennel Club is the largest registry of purebred dogs in the entire world. In 2006 there were over nine hundred thousand dogs registered with the American Kennel Club. In addition to registering dogs the American Kennel Club also host several large shows including the Westminster Kennel Club Dog Show (it is actually older then the kennel club) and the AKC/Eukanuba National Championships.
The American Kennel Club has been registering puppies for over one hundred and twenty-two years. In 2006 the AKC signed a contract with the pet stores Petland but later rescinded the offer after a flurry of controversy.
In addition to hosting dog show and overseeing the registration of hundreds of thousands of dogs each year the American Kennel Club also takes an active interest in canine health research. Some dog owners are familiar with their current advertising campaign promoting their commitment to healthy dogs.

Because the American Kennel Club realizes that the high cost of veterinary care can be difficult for many dog owners to afford they now offer AKC pet health insurance.

The American Kennel Club Healthcare Plan is designed to help offset the high cost of Veterinary treatments, surgery, and prescriptions.

On the American Kennel Club website they have a list of claims that have recently been paid to dog owners who have purchased an AKC pet health care plan. These claims included a $2,600.00 doller claim for poison toadstools, for a recent case of bee stings they paid a claim of $2,200, and the owners of a dog that was bitten by a snake received a check for 1,262, $2,000 for an intestinal resection, and $2,800 paid out for a ruptured ligament. The biggest claim currently listed on the website is for a ruptured vertebral disc that would have cost the owners an additional $3,329 out of their pockets
The American Kennel Club estimates that the average daily cost of a healthcare plan for your dog is approximately sixty-eight cents a day (this is based on the Essential plan’s annual price). You can pick from four different types of healthcare insurance plans, you have a variety of wellness options you can choose from that will help cover dental cleaning, shots, and checkup. Applying for the insurance is supposed to be easy and you can choose to pay monthly or yearly. You get to continue to use you very own veterinarian. The American Kennel Club also offers coverage for cats.

One of the really nice features about the AKC pet healthcare coverage is the sixty-day complimentary trail period.




A Comparison of Five Pet Health Insurance Plans

Saturday 7 April 2007 @ 7:45 am

It doesn’t matter if you have already decided to purchase health insurance for the family pet or if you are simply. When you are comparing the quote of one health insurance quote to another remember that the base doller amount is not the only number you have to consider. In addition to the monthly payment make sure you also check out exactly what type of veterinary care and treatments are covered (some basic insurance plans do not include cancer treatment), what kind of deductible you, the pet owner, will be expected to pay, is there a yearly cap on medical expenses, and what type of discounts are available.

At the moment there are only a handful of companies that offer pet health insurance. Five of the most popular companies are Pets Best Pet Insurance, Veterinary Pet Insurance, ShelterCare, Pets Health and PetCare.

An insurance plan through Pets Best Pet Insurance will cost approximately $32.00 a month ($384.00 annually). Pets Best will cover pet sterilization provided the pet owner purchases an additional wellness plan. Pets Best does not cover pre-existing medical conditions a pet has so its best to insure them early in life before problems develop. Pets Best has a life time limit of $99,750 dollars per pet. Pets Best health insurance plans come with a $75.00 deductible. Multiple pet discounts are available. Pet’s Best pet health insurance does cover cancer.

Veterinary Pet Insurance is a company that offers pet owner a $14,000 a year cap on an insurance plan that only costs approximately $20.00 dollars a month. Veterinary Pet Insurance offers plans with a $50.00 deductible (after the deductible they pay ninety percent of the bill) on plans that include pet sterilization and cancer coverage. Veterinary Pet Insurance does not accept pre-existing conditions and does not offer multi-pet discounts.

ShelterCare is a pet insurance that cost pet’s owners approximately $29.95. For that $29.95 there is absolutely no deductible and cancer treatments are covered. ShelterCare will not pay for pet sterilization nor will they cover any pre-existing conditions. ShelterCare does not have a benefit cap. ShelterCare offers premium discounts for multi-pet plans, medical service, and micro-chips.

A pet health insurance policy through PetsHealth insurance company will cost the pet owner approximately $37.17 dollars per month. PetsHealth covers 80% of the pets vet bill after the $100.00 doller deductible is paid. PetsHealth has a $13,000 doller cap on each per year. PetHealth does insure pre-existing conditions after ninety days. Multi-pet discounts are available through PetHealth. PetsHealth does offer pet health insurance plans that cover cancer on a case by case basis.

PetCare is a pet health insurance company that estimates the average cost for a policy for a pet is $29.95 a month. This plan includes a fifty doller deductible. While PetCare is happy to cover the cost your pet’s cancer treatments they will not pay for any pre-existing conditions nor will they pay for pet sterilization. PetCare offers discounts for multi-pet plans and medical service.

None of the estimated monthly prices for these insurance companies include any extra insurances riders.

Any one or all of these companies can change their policies between now and the time you purchase a pet health insurance plan.

Remember to read the fine print before you sign up for a pet health insurance plan.

All five of these pet health insurance companies have their own websites where you can go to get up to date pet health insurance quotes.

There are other pet health insurance companies with different prices, discounts, stipulations, and benefit caps if you are not content with the previous five comparisons.




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